Analysis of Comprehensive Annual Financial Report

Analysis of Comprehensive Annual Financial Report Table of Content I. Abstract II. Introduction III. Introductory analysis amp; GFOA Award IV. Financial Analysis V. Financial standing VI. Conclusion VII. References Abstract Comprehensive Annual Financial Report (CAFR) is a report used by cities, and local governments to provide the public with their financial records each year, while adhering to government accounting standards board (GASB) guidelines. The report presents a comprehensive picture of the reporting entity’s financial condition, it provides how funds are spent and allocated throughout the year. Introduction I will be covering the Carlsbad CAFR for year ended 2011. The Beautiful city of†¦show more content†¦The creation of this fun is a brilliant idea, so when the time come to make the necessary improvement the city would have the money ready, and it would not have to transfer money from other governmental funds. As the economy expected to slowly recover, and provide to support to the largest aspect of our economy, the housing market. The GeneralShow MoreRelatedGeneral Purpose Governments vs. Special Purpose Governments1713 Words   |  7 Pagesprofit or profit equivalent. True False The needs of users of governmental financial reports are the same as those of users of business financial reports. True False The Federal Accounting Standards Advisory Board (FASAB) recommends accounting principles and standards for the federal government and its agencies and departments. True False The FASB, GASB, and FASAB all focus their standards on both internal and external financial reporting. True False 2. 3. 4. 5. 6. 7. 8. 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With globalization, public listed companies must ensure more transparency and more accurate information. This has led to publication of their reports on their websites making people all over the world easy access to their performance. Today not only financial reporting are becoming important part

Broken Spears Essay Research Paper Broken SpearsAround free essay sample

Broken Spears Essay, Research Paper Broken Spears Around 1519, a Spaniard by the name of Hernan Cortes sailed to what we now know as modern twenty-four hours Mexico. Diego Velazques, governor of Cuba, instructed Cortes to do contact with the New World. What was supposed to be an guiltless journey of geographic expedition and trading, became a hideous race murder of the Aztecs of the New World. Cortes was a violent, manipulative, and a greedy adult male. To give you an thought of the force Cortes and his work forces were capable of perpetrating, I would wish to associate a transition of a Nahautl history, from the book by Miguel Leon-Portilla, Broken Spears: They ran in among the terpsichoreans, coercing their manner to where the membranophones played. They attacked the adult male who was beating and cut off his weaponries. Then they cut off his caput, and it rolled across the floor. They attacked all the celebrators, knifing them, spearing them, striking them with their blades. They attacked some of the from buttocks, and these fell immediately to the land with their visceras hanging out. Others they beheaded: they cut off their caputs, or divide their caputs to pieces. They struck others in the shoulders, and their weaponries were torn from their organic structures. They wounded some in the thigh and some in the calf. They slashed others in the venters, and their visceras all spilled to the land. Some attempted to run off but their bowels dragged as they ran ; they seemed to embroil their pess in their ain visceras. ( twenty-six ) The old transition took topographic point during the Fiesta of Toxcatl. Although Cortes was non present at this clip, I believe the actions of his work forces were a direct contemplation of Cortes thirst for force. I besides came across different parts in the book where it described how Cortes and the Spaniards would hang, anguish, and provender people to their Canis familiariss. Cortes was besides involved in the violent death of unarmed people in Cholula. Cortes would utilize any agencies necessary to suppress the Aztecs and rob them of their gold. Cortes most likely was a violent adult male due to the fact that he came from a classical influenced society that was violent by nature. An illustration of the force in this society was the type of athleticss and amusement they used to bask, such as human and carnal combat. Most of the clip the also-ran of the battle would pay with their life. I think Cortes was a manipulative adult male every bit good. In the book it describes how he was able to derive Alliess such as the Tlaxcaltecas and increase the size of his ground forces. Cortes besides was able to do great fright and confusion by the usage of his arms, Canis familiariss, and Equus caballuss. The native ous people had yet to see any of these types of arms and animate beings. A good illustration of merely how manipulative Cortes was takes topographic point when Motecuhzoma meets him for the first clip. Motecuhzoma believed Cortes was their god Quetzalcoatl returning to claim his imperium. After Motecuhzoma tells Cortes how happy he is for returning to his people, Cortes answers: Tell Motecuhzoma that we are his friends. There is nil to fear. We have wanted to see him for a long clip, and now we have seen his face and heard his words. Tell him that we love him good and that are Black Marias are contented. Then he said to Motecuhzoma: We have come to your house in Mexico as friends. There is nil to fear. La malinche translated this address and the Spaniards grasped Motecuhzoma s custodies and patted his dorsum to demo their fondness for him. ( 65 ) Little did Motecuhzoma cognize the great grief his people would subsequently come to digest. Another trait of Cortes was that he was a avaricious adult male. All the blood that was spilled was in the hunt for gold. Cortes would hold liked one to believe that this senseless slaughter occurred in the name of the Lord, to distribute Christianity. Cortes s true motivation was the ictus of gold for his ain personal addition. Any gilded point that was seized was melted down in order to transport every bit much as possible. All the Aztec adult females would be searched under their vesture for gold. Cortezs and the Spaniards would even travel so far as to demand gold that was lost by the Spaniards when they retreated from the Canal of the Toltecs. A good portraiture of Cortes greed is from an history where Motecuhzoma sent his minister plenipotentiary to run into Cortes and brought him gifts of gold. They gave the Gods ensigns of gold, and ensigns of quetzal plumes, and aureate necklaces. And when they were given these nowadayss, the Spaniards explosion into smilings ; their eyes shone with pleasance ; they were delighted by them. They picked up the gold and fingered it like monkeys ; they seemed to be transported by joy as if their Black Marias were illumined and made new. The truth is that they longed and lusted for gold. Their organic structures swelled with greed, and their hungriness was famished ; they hungered like hogs for that gold. ( 51 ) Cortezs came to the New World with such few work forces, and such small resources. He was able to derive 1000s of Alliess, and deceive 1000s of work forces. He conquered one of the largest imperiums within a 2 twelvemonth clip period. Although I am non fond of Cortes character, and I am disgusted by the mistreatment of the Aztecs people, I must acknowledge I admire Cortes as a great military leader.

Water Problem in Pakistan free essay sample

Stankovic Joice Marcano English 9th grade 16. 05. 2013 Position Paper – Pakistan Water contamination in the Islamic Republic of Pakistan is an extremely severe problem. There is not enough clean water in the country and high percentage of the population has no access to the clean water. Because of disability to get clean water, many people are getting infected by different diseases and dying. According to the studies done by the Pakistan Council of Research in Water Resources (PCRWR): â€Å"250, 000 children die each year in Pakistan as a result of diarrheal illnesses which stem from drinking impure water. (Luffman, Laurinda. 2011) Now a days this still continues being major conflict in Pakistan, affecting all living things, together with the agriculture of the country. Water pollution decreases the fertility of soil, and causes more economic problems. Many different organizations are working to decrease the contamination level in Pakistan, such like: UNICEF; Pakistan Environ mental Protection Agency; Association for Water, Applied Education and Renewable Energy(AWARE); Association of Humanitarian Development, some non-governmental organizations (NGO); etc. We will write a custom essay sample on Water Problem in Pakistan or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Different organizations are contributing in different ways. UNICEF, for instance, was helping Pakistan financially to obtain safe water supplies for 5 million people. Also, PCRWR (Pakistan Council of Research in Water Resources), UNICEF and other International NGOs work together to enable more rural and urban access to safe clean water. PCRWR (Pakistan Council of Research in Water Resources) together with UNICEF are working to provide arsenic removal technology/equipment for people. Some of the main causes of water pollutions are the industrial effluents and sewage waters (like manufacturing). Fertilizers and pesticides are also some of the main causes of water pollution that is in the underground level. They dissolve and seep into water, contaminating it. The statistics of the annual health reports show that Pakistan has scary amount of people and children dying each year because of diseases from using polluted water. In fact, based on the health report from 2011 from the Pakistan Medical Association (PMA): â€Å"†¦one child dies every minute from EPI (expanded program on immunisation diseases), diarrhea and acute respiratory infection (ARI). (PPI. 2011) Pakistan believes there should be a right added to the constitution to guarantee every citizen would have legal access to clean fresh water. To accomplish this, the government needs to make sure that every citizen will have this right, not only the people in good economic situations (this means that the people and families from rural regions and poor people need to have the same right of using the fresh water). This can be done if the government works more in getting the water cleaned and tested so it? sure that there is no risk of getting infected. The government could make some penalties for people who contaminate the water. Despite that, they need to provide some kind of education (especially for poor people or people from rural regions) so they can understand the situation and how the contamination of water affects them and the whole country. Works cited: Luffman, Laurinda. â€Å"The dangers of contaminated water in Pakistan† soschildrensvillages. org. uk. Apr 19, 2011. 08. 05. 2013. lt;http://www. soschildrensvillages. org. k/about-our-charity/archive/2011/04/the-dangers-of-contaminated-water-in-pakistangt; â€Å"Pollution in Pakistan and its solutions† Technology Times. February 20, 2013. 08. 05. 2013. lt;http://www. technologytimes. pk/2013/02/20/pollution-in-pakistan-and-its-solutions/gt; PPI. †One child dies every minute in Pakistan: Report† Tribune. com. March 12, 2011. 08. 05. 2013. lt;http://tribune. com. pk/story/131565/one-child-dies-every-minute-in-pakistan-report/gt; â€Å"Water, Environment and Sanitation†Unicef. org. 08. 05. 2013. lt;http://www. unicef. org/pakistan/partners_1788. htmgt;

The Chaldean Babylonian King Nebuchadnezzar II

The Chaldean Babylonian King Nebuchadnezzar II Name: Nabà »-kudurri-uÅŸur in Akkadian (means Nabà » protect my child) or NebuchadnezzarImportant Dates: r. 605-562 B.C.Occupation: Monarch Claim to Fame Destroyed the temple of Solomon and started the Babylonian Captivity of the Hebrews. King Nebuchadnezzar II was the son of Nabopolassar (Belesys, to Hellenistic writers), who came from the Marduk-worshiping Kaldu tribes living in the extreme southern part of Babylonia. Nabopolassar started the Chaldean period (626-539 B.C.) by restoring Babylonian independence, following the fall of the Assyrian Empire in 605. Nebuchadnezzar was the most famous and important king of the Second Babylonian (or Neo-Babylonian or Chaldean) Empire, which fell to the Persian great king Cyrus the Great in 539 B.C. Accomplishments of Nebuchadnezzar II Nebuchadnezzar restored old religious monuments and improved canals, as other Babylonian kings had done. He was the first Babylonian king to rule Egypt, and controlled an empire that extended to Lydia, but his best-known accomplishment was his palace - a place used for administrative, religious, ceremonial, as well as residential purposes especially the legendary Hanging Gardens of Babylon, one of the 7 wonders of the ancient world. Babylon, too, lies in a plain; and the circuit of its wall is three hundred and eighty-five stadia. The thickness of its wall is thirty-two feet; the height thereof between the towers is fifty cubits;9 that of the towers is sixty ​cubits; and the passage on top of the wall is such that four-horse chariots can easily pass one another; and it is on this account that this and the hanging garden are called one of the Seven Wonders of the World. Strabo Geography Book XVI, Chapter 1There were in it also several artificial rocks, that had the resemblance of mountains; with nurseries of all sorts of plants, and a kind of hanging garden suspended in the air by a most admirable contrivance. This was to gratify his wife, who, being brought op in Media, among the hills, and in the fresh air, found relief from such a prospect.Thus writes Berosus [c. 280 B.C.] respecting the king....Josephus In Answer to Appion Book II Building Projects The Hanging Gardens were on a terrace supported by brick arches. Nebuchadnezzars building projects included surrounding his capital city with a double wall 10-miles long with an elaborate entry called the Ishtar Gate. 3] On the top, along the edges of the wall, they built houses of a single room, facing each other, with space enough between to drive a four-horse chariot. There are a hundred gates in the circuit of the wall, all of bronze, with posts and lintels of the same.Herodotus The Histories Book I.179.3These walls are the citys outer armor; within them there is another encircling wall, nearly as strong as the other, but narrower.Herodotus The Histories Book I.181.1 He also built a port on the Persian Gulf. Conquests Nebuchadnezzar defeated the Egyptian Pharaoh Necho at Carchemish in 605. In 597, he captured Jerusalem, deposed King Jehoiakim, and put Zedekiah on the throne, instead. Many leading Hebrew families were exiled at this time. Nebuchadnezzar defeated the Cimmerians and Scythians [see Tribes of the Steppes] and then turned west, again, conquering Western Syria and destroying Jerusalem, including the Temple of Solomon, in 586. He put down a rebellion under Zedekiah, whom he had installed, and exiled more Hebrew families. He took the inhabitants of Jerusalem prisoner and brought them to Babylon, for which reason this period in Biblical history is referred to as the Babylonian captivity. Also Known As: Nebuchadnezzar the GreatAlternate Spellings: Nabu-kudurri-usur, Nebuchadrezzar, Nabuchodonosor Additional Resources Sources for Nebuchadnezzar include various books of the Bible (e.g., Ezekial and Daniel) and Berosus (Hellenistic Babylonian writer). His many building projects provide archaeological record, including written accounts of his accomplishments in the area of honoring the gods with temple maintenance. Official lists provide mainly dry, detailed chronicle. Sources Seat of Kingship/A Wonder to Behold: The Palace as Construct in the Ancient near East, by Irene J. Winter; Ars Orientalis Vol. 23, Pre-Modern Islamic Palaces (1993), pp. 27-55.Nebuchadnezzar King of Justice, by W. G. Lambert; Iraq Vol. 27, No. 1 (Spring, 1965), pp. 1-1Images of Nebuchadnezzar: the emergence of a ​legend,, by Ronald Herbert Sack

The New Republics by Chris Hughes Case Study Example | Topics and Well Written Essays - 1750 words

The New Republics by Chris Hughes - Case Study Example It might have portrayed a callow and incompetent image of him in public. (Lizza, â€Å"Inside the Collapse of The New Republic†). The eruptive exit of most of the senior editorial staff and critics in a masthead, following the sudden resignation of Frank Foer and Leon Wieseltier, made the atmosphere of TNR turbulent. Many interpreted this as the revamp of magazine-style long reporting structure to follow a Silicon style way of going digital, with the advent of Vidra at TNR (Lizza, â€Å"Inside the Collapse of The New Republic†; Calderone, â€Å"Owner Chris Hughes and CEO Guy Vidra Say the New RepublicIsn’t Dead Yet†). In order to break shackles from the impending management pressures at TNR, Foer and Hughes started looking for a new CEO. Though there was an initial round of disagreement on getting someone hired from the magazine industry, Hughes welcomed Guy Vidra, a person with a strong corporate background for the position. With Vidra, the working climate in NR started changing. The traditional institutional model was fast changing and a separate investment vehicle was launched in the name of New Republic Fund. TNR started proclaiming itself as a vertically-integrated digital-media company of its kind (Calderone,† Owner Chris Hughes and CEO Guy Vidra Say The New Republic Isn't Dead Yet†; Horowitz,† David Brooks Calls New Republic Owner Chris Hughes Callow And Incompetent†). Hughes, joining hands with Vidra, was contemplating means of making more money and preventing wastage overcomplicated things. Hughes is conscious of the financial bloopers and has been always aware of the mistakes (Snyder, â€Å"The new Republic- A Letter from the Editor†). While, on the one hand, going digital might be the fashion trend, but on the other hand, a high level of competition causing immense impact in the journalism industry is unavoidable.

Marriage Essay Example | Topics and Well Written Essays - 1500 words

Marriage - Essay Example This paper will look closely at the factor of having the right partner for the marriage and if it can help to cement a stable relationship. But first let us explore the institution of marriage and the dynamism of the institution The question that linger in our mind is what is the real cause of such instability in our marriages Though this question is hard to answer, there are some obvious answers that any one of us can give as the main cause of such instability in the marriage institution in the modern world. In order to find the appropriate answer to this question, we should first look at the cause of that may be leading to high rate of divorces in our society. Let us look at some of these causes There are many causes of divorce in our modern society. The leading cause of divorce and instability in our marriage has been identified as economic issues in marriage. Though many people and many psychological counselors tend to downplay this issue, it is the leading cause of many divorces. It has been shown that there is high rate probability for divorce in case one of the partners loses income. Economic constrain in marriages leads to conflict on most issues in the households. The modern marriage has been commentated on basis of equal contribution by both partners who came into force with the end of full time mothers. In our traditional society, husbands were given the duty of providing fro the families but this has changed over time with the coming of modern notion of full time career mothers. As a result husbands have been reluctant in providing for their families alone if their wives are working. Hence in case where both the husband and the wives are working, failure by one partner to remit their contribution to the maintenance of the family is one of the leading factors causing instability in marriages. Many of divorce cases that have been filed have resulted from the economic hardship faced by one of the parties in marriages. It has been observed that most of divorce cases filed on economic ground is fronted by wives. Therefore economic issues are one of the factors in stability of the marriage that goes beyond the issue of whether one is having the right partner or not. (Cooper, 2006) The other cause of divorces in marriage has been infidelity from one or both of the partners. In many instances, sexual dissatisfaction has been one of the leading factor causing breakdown of many marriages. Infidelity has become norm in most modern marriages with many partners citing sexual dissatisfaction as the main cause of their infidelity. The issue of infidelity goes beyond the compatibility of partners in marriage and the breakdown in married couple with declining value of the institution can be identified as the leading factors causing infidelity. Sexual deprivation come as a second issue in marriage conflict which means there has to be a primary issue that is causing this dissatisfaction and which leads to infidelity. The other issue that can be identified

Background information on Jo Malone London Essay Example for Free

Background information on Jo Malone London Essay 1.1 JO MALONE LONDON Jo Malone London was originally founded by Joanne Lesley Malone, in her kitchen in 1983. She is a British perfumer and is particularly known for her scented candles. Joanne Lesley Malone had severe dyslexia and left school without any qualifications that, however, did not stop her from creating the company with her mother Eileen. In her early twenties, Joanne Lesley Malone followed in her mother’s footsteps and became a facialist. Unable to afford her own workspace at that time, Joanne Lesley Malone had to work out of her apartment. As her business grew, Joanne Lesley Malone came up with the idea of gifting her clients a small token of appreciation and came up with her very first concoction â€Å"Nutmeg and Ginger’ by mixing batches of bath oil on her stove. Her clients loved it and went back to her to purchase more of her products which made her business grew. Despite having no substantial training, Joanne Lesley Malone began making perfumes as well. Most fragrances would have a complex blend of light, medium and heavy notes, Joanne Lesley Malone’s scents only had one or two notes. After the fledging business took off, Joanne Lesley Malone and her husband found and renovated a London retail space, that became the site of her eponymously named store. Lines of customers formed down when Jo Malone London opened its first outlet at 154 Walton Street, London in 1994. Jo Malone London became popular after Joanne Lesley Malone made an appearance on The Oprah Winfrey Show. In 1999, Joanne Lesley Malone launched her flagship store in London’s Sloane Street. In the same year, although initially reluctant to give up a company no matter what the price, Joanne Lesley Malone eventually sold Jo Malone London to Està ©e Lauder. Joanne Lesley Malone continued to work for the brand as the creative director until 2006, where she sold the company to Està ©e Lauder in its entirety and was barred from creating a new fragrance or skincare line for 5 years due to a non-compete agreement. 1.2 HIERARCHY DESCRIPTION OF LEARNING EXPERIENCE 2.1 JOB RESPONSIBILITIES: DEMONSTRATE THE ABILITY TO PROVIDE INSPIRATIONAL, AUTHENTIC AND PERSONALIZED CUSTOMER SERVICE / IDENTIFYING CUSTOMERS’ NEEDS: Every customer has different needs and wants when they step into the store. As every customer has different preferences, it is essential to personalize the experiences for different customers. To find out what the customers are looking for, we need to ask TED questions. Through the answers the customers give, we will have better insights and understanding about what they are looking for. PROVIDING INFORMATION ON PRODUCTS / EDUCATING CUSTOMERS: Fragrances: As important as sales is, educating the customers is equally crucial. What makes Jo Malone’s colognes so unique is that it is light so it can be layered. They are good on its own but when layered, you will get truly individual effects. Therefore, customers can come up with their own bespoke scents. Candles and diffusers: For every customer that buys the candles and diffusers, our job is to teach them how to use the products. For candles, the customers can only burn for up to four hours and then extinguish it and after burning, the wick of the candle must be trimmed to prevent the candle from tunneling. ASSIST IN DAILY RETAIL OPERATION: Co-ordinate and check merchandise on display: Except for the testers, the products on display are not displayed pieces but actual selling stocks. In Jo Malone London ION Orchard, it often gets busy and customers are always rushing in this fast-paced city so we often do not take the stocks from the cabinets and just sell the products on display instead.During our free time, we will replenish the merchandise on display. By doing so, it would also minimize external theft as we would be able to immediately realize that the product is missing and then report to our superiors and request for them to check the surveillance cameras. By coordinating and checking the merchandise on display, we will also have better insights on approximately how much of each product needs to be reordered. Handle exchanges of merchandise: A lot of the customers that comes to Jo Malone London are customers that are looking for gifts for their family, friends or loved ones. They often do not know what to buy and often purchase the options between our recommendations.To successfully close these deals and not let our potential customers slip out of our hands, we would persuade them to buy by letting them know that we will issue them a sales memo so that the receiver may bring the unused products to exchange for something they like should they not like the gift. DISPLAY PROFESSIONAL IMAGE AND ETIQUETTE: In Jo Malone London, we are required to wear our uniforms, wear formal footwear and put on our aprons and name tags once we are on the sales floor. Grooming is of great importance as it will not only portray our professionalism, our customers will also place their trust in our recommendations when they see how well-dressed we are. What we say to them will seem more professional and convincible to them too. Other than attire-wise, makeup is also required as it would add colors to our face making us look more refreshed and it will also positively affect the perception people has on us. PERFORM DAILY HOUSEKEEPING: As our store is an open layout store with no automatic doors that opens and closes when a customer walks in and out, there is a lot of dust in the store. What adds to this issue is that we have many spotlights in the store which makes the dust a lot more visible. Therefore, it is essential that we wipe the shelves and the tables every morning. On Sunday mornings, we would wipe all products, shelves, and tables. I do not wipe the shelves and tables, it would make our store look dusty, deserted and unsanitary. 2.2 GOOD OR BAD MOMENTS EXPERIENCED GOOD: Seeing the reactions of my customers when I tell them that I am merely an intern. After a few days of the internship, I feel more confident with the amount of knowledge I have which really played a huge part in my ability to persuade customers to purchase. BAD: During our orientation, we were thought to ask TED questions. And then further suggest scents or products to customers based on our insights. But there often are customers that ask what the best sellers are when they step foot in. What makes this situation tricky is the customers because what may be the bestseller may not be what they like. â€Å"May I know what kind of scents you like, miss? Because what may be the bestseller may not be what you would like† would earn me some glares and angry customers that would stomp off. I often encounter such customers and as much as I want to stay unaffected, I really am. 2.3 COLLEAGUES, I HAVE WORKED WITH Stella (Assistant Boutique Manager) Shieh Ling (Senior Stylist, Second In-Charge) Siew Fong (Senior Stylist) Daryl (Senior Stylist) Cheryl (Stylist) Victoria (Intern converted to part-time) Jasmine (Part-timer) Jamie (Part-timer) Sim (Previous stylist) Ivor (Previous part-timer) Ryan (previous part-timer) REFLECTION ON THE LEARNING EXPERIENCE 3.1 THOUGHTS ABOUT THE INTERNSHIP 3.2 POSITIVE OR NEGATIVE THOUGHTS 3.3 WHAT I LEARNT 3.4 SIGNIFICANT LESSONS LEARNT REFERENCES: https://en.wikipedia.org/wiki/Jo_Malone_London APPENDIX